Protecting Your Mortgage After a Serious Illness
Explore how qualifying Living Benefits may help create financial flexibility if serious illness affects household income.
Speak directly with William Noel, Licensed Oklahoma Insurance Agent.
Available plan features may include
- Term life insurance for mortgage-protection planning
- Living Benefits for qualifying terminal, chronic, and critical illness
- No traditional medical exam
- Return-of-premium options on qualifying plans
No medical exam does not mean guaranteed acceptance. Eligibility and approval are subject to insurer underwriting. Benefits, riders, limitations, exclusions, premiums, and return-of-premium features vary by insurer and policy.
Serious illness can affect both income and expenses
A household may experience reduced income while mortgage payments and other regular expenses continue.
How Living Benefits fit
Certain policies may allow eligible acceleration of part of the death benefit after a qualifying terminal, chronic, or critical illness.
Not automatic and not health insurance
Claims must satisfy the policy; Living Benefits are life insurance features and not comprehensive medical coverage.
Speak directly with a licensed Oklahoma insurance agent
William Noel
Call (866) 277-3900